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If you want to operate a motor vehicle in Alberta, you are legally required to have a driver's license. If you own a vehicle, you have to insure and register it or risk facing fines or a more serious conviction.
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If your employees use their personal vehicles to perform their jobs, their personal auto insurance is their primary coverage. However, to cover your business for third-party liability claims arising from auto accidents, it’s wise to include Non-Owned Auto coverage on a commercial General Liability Policy. 
