If the chips fall ... you're covered

No matter what kind of business you operate, you can't control when disaster might strike - whether it's of the natural variety, an accident, theft or vandalism. What you can do is minimize your losses in case it does.  The right kind of commercial insurance is your most important line of defense.

How FMA can help
We provide insurance solutions for businesses of all types. Because every business has different needs, we will customize an insurance package to suit yours. We also promise to be there if the chips do happen to fall, handling your claim as if it were our own.  After all, we're a small business just like you ... so we completely understand the risks and the value of support.

We can provide you with

• commercial general liability
  
• office and retail packages
• home-based business insurance
• contractors insurance packages
• builders risk
• cargo insurance
• condominium corporation packages (rented dwelling insurance)
• errors and omissions
• multi-peril insurance
• commercial vehicle insurance

You might also like to know
If you operate a business out of your home, don't assume your homeowner's insurance has your business covered, too. You may be able to extend your home policy to cover your business. If not, investing just a little bit in a business policy may help you avoid problems with claims involving equipment (such as a laptop) that's used for both business and pleasure.